Privacy Policy

MND Enterprises LLC ('unLOC,' 'we,' 'us,' or 'our'). Last updated: June 22, 2026. This Privacy Policy explains how MND Enterprises LLC, operating as unLOC, collects, uses, and shares information when you visit our website or apply for or use our funding products. By using our website or submitting information to us, you consent to the practices described here.

Information We Collect

When you inquire about or apply for funding, we collect information you provide and information we obtain from third parties in connection with evaluating and servicing your account, including:

Business and contact information — your business's legal name, any d/b/a, entity type, address, phone, email, and the name and contact details of your authorized representative.
Financial information — bank statements, records of your business receipts, financial statements, tax returns, and information about your deposit accounts and payment processing.
Credit information — consumer and business credit reports on your business and its owners, and information from references you provide.
Information from your banks and processors — with your authorization, banking, brokerage, and processing history obtained from your current or prior banks and payment processors.

How We Use Your Information

We use the information we collect to:

Evaluate your eligibility for funding, now and for any future agreement with us;
Investigate your financial responsibility and history;
Service, monitor, and collect on your account;
Verify your receipts and the accounts into which they are deposited;
Communicate with you about your account and our products; and
Comply with applicable law.

By submitting information to us, you authorize us, our agents and representatives, and any credit reporting agency we engage, to investigate the statements and data you provide, to obtain consumer and business credit reports on your business and its owners, and to contact the references you provide.

How We Share Your Information

We may share your information:

With our agents, service providers, and representatives who help us evaluate, service, and collect on accounts;
With credit reporting agencies and your banks, brokers, and payment processors, as authorized;
With third parties in order to determine whether you are in compliance with your agreement with us, including any prohibition on additional financing secured by your receipts;
As part of a sale, assignment, or transfer of our rights, which we may do with or without prior notice to you; and
As required by law or legal process.

We do not sell your personal information.

Electronic Communications

You expressly consent to conduct business with us by electronic means. We may contact you by mail, email, telephone, and other means not prohibited by law, including at any phone number or email address you provide to us. Calls between you and us may be recorded or monitored.

Data Security

We use commercially reasonable measures to protect the information we collect. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Your Choices

To ask about the information we hold, or to raise a privacy question, contact us at legal@unloc.group. Note that certain authorizations are necessary for us to evaluate, fund, and service your account, and withdrawing them may prevent us from offering or continuing to provide our products.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes are effective when posted to this page.

Contact

MND Enterprises LLC (unLOC) · [BUYER MAILING ADDRESS] · legal@unloc.group