How would you use unLOC?
100% prepayment discounts.
You only pay for the time you actually hold the funds. Pay a draw off early and the remaining cost drops off — all of it.
Fully revolving.
As you pay down, your available capital comes right back — without your weekly payment ever going up.
Sign once, draw as needed.
One contract up front. After that, every draw is a couple of clicks in your portal — no re-applying, no new paperwork.
See what a draw would actually cost.
A line of capital your business draws against as needed. This is the same interactive schedule our real offers come with — plan draws, model an early payoff, and read every payment before you commit.
Sample illustration only. Not an offer or commitment to fund. Subject to underwriting approval; actual terms may vary.
Why we built unLOC
Businesses need capital on hand. But cash flow isn't a straight line — some weeks you're flush, some weeks you need an infusion. We built unLOC so you can ride that wave without taking on a new long-term payment every time it dips. Draw when you need it, pay it down when you're ahead — and because of our 100% prepayment discounts, a short-term need never turns into a long-term cost.
Applying doesn't affect your credit score.